You may apply to HARP if you pay for your own home (residential) heat and meet one of the following criteria:

• Have a 2023 net income of $55,000 or less and live alone with no kids or dependents
• Have a combined 2023 net household income of $75,000 or less and live with kids, dependents or other adults
• Receive Income Assistance from the Department of Community Services
• Receive the Guaranteed Income Supplement (GIS) or the Allowance from Service Canada

You may apply to the Senior Care Grant if you are 65 years or older by March 31, 2024 and meet the following criteria:

• Household net income of $45,100 or less
• Live in your own apartment or home
• Have your name on the property title, land Titles Initiative Certificate of Claim or residential lease agreement or a Band administrative letter issued by a First Nation community (reserve)
• Have paid or will pay for household and healthcare services and home heating between 1 April 2024 and March 2025

Households within Pictou County that are out of fuel or nearly out of fuel. This is not an emergency service but is provided for urgent situations. Please note that assistance is available once per heating season.

Eligibility includes:

• The household is low income and in an emergency situation
• The maximum annual income eligibility for a single income household is $21,000
• The maximum annual income eligibility for a family income household is $39,000
• Households using Halifax Water service only
• The Halifax Water account is active and in the name of an adult living in the household (the account cannot be in your landlord’s name)
• The household and household members have not received H2O Fund assistance within the last 24 months
• You are not eligible to receive assistance if your residential water, wastewater, and stormwater costs are included in your rent

All Halifax Water customers are eligible for The Lateral Loan, so long as they meet the following requirements:

• The Registered property owner
• Willing to accept a lien on the property to secure the loan.
  There is no credit check required ro get approval for a Lateral Loan.

You can apply for the HomeWarming program if:

• Your total family net income is within the following levels:
  1 person = $28,900;
  2-4 people = $54,600;
  5 or more people = $75,750
• You own a single-unit home located in Nova Scotia
• You live in your home year round, it is your current primary residence, and you do not plan to sell it in the near future

Band-owned homes: All single-unit, band-owned homes, including duplexes and triplexes, are eligible. Housing managers submit participation lists to us each year. Privately-owned homes: All single-unit homes, including duplexes and triplexes, in a First Nation, are eligible, except those that have already participated.

Program is available for renters and homeowners, no income requirements.

Women, Two-Spirit, trans, or gender diverse individuals people 18 years or older living in Nova Scotia who are currently fleeing, or have recently fled (within the last 12 months), abuse or violence.
Applicants must have their own bank account or be willing to open one during the application process.